Smart Penny Guide

Earn Borrow Save

How Much Should You Save? Emergency Fund Tips for 2025

Is Peer-To-Peer Lending Right for You? Here’s What to Know

The Secret Store Policies Retailers Don’t Want You to Know

Earn 12 Aug, 2025

The Smart Way to Grow Your Income With Digital Products

by Claire Matthews

Save 12 Aug, 2025

Your Guide to Lower Bills and a More Efficient Home

I know summer’s winding down, but here’s the thing—your energy bill doesn’t pack up and head to the beach just because the season’s almost over. The AC hum, the lights you forget to turn off, that dryer marathon after a weekend laundry spree… they’re all still plotting against your wallet.

Earn 09 Sep, 2025

2025’s Breakout Content Niches (And How to Get In Early)

If you’ve ever looked at the online world and thought, “I wish I’d gotten in early on that trend,” you’re not alone. The good news? 2025 is handing out fresh opportunities like candy at a parade—you just have to know where to grab them.

Pennies Made Smarter

Turn everyday choices into a financial game plan that works for you.

Borrow 01 Aug, 2025

Why I Chose to Refinance This Year (And What It Saved Me)

Earn 01 Aug, 2025

I Mastered These AI Tools and Doubled My Value Overnight

Save 01 Aug, 2025

Want Lower Bills? Let These Smart Devices Do the Work

Save 12 Aug, 2025

How I Shop Smart Without Settling for Cheap, Tasteless Food

Save 12 Aug, 2025

The Psychology Trick That Changed the Way I Save Money

Saving money isn’t just about crunching numbers—it’s about cracking your own code. I’ve worked with high earners who still feel like they’re one bill away from disaster, and folks on modest incomes who’ve quietly built impressive nest eggs. The difference? Not some magical spreadsheet formula. It’s mindset. It’s habits. It’s how our brains light up—or shut down—when money’s on the table and temptation’s calling.